We are a part of Circle Payments Network (And Here’s Why It Matters)
Saber has integrated with Circle Payments Network (CPN), operated by Circle Technology Services, LLC, an affiliate of Circle Internet Group, Inc. (NYSE: CRCL).
Moving money across borders is broken. We’ve known this for a while, and frankly, so have you if you’ve ever tried to pay someone overseas or waited days for a transfer to clear.
At Saber, we’ve been building payment infrastructure that uses stablecoins to make cross-border payments faster and cheaper. We’ve currently processed over $2 billion in payment volume, helping businesses with everything from remittances to payroll to treasury management.
Today, we’re sharing some exciting news: Saber has integrated with Circle Payments Network (CPN) as a Beneficiary Financial Institution. This is a big deal for us, and more importantly, for the businesses we work with.
What This Means
Let me break this down.
CPN connects financial institutions around the world, enabling real-time settlement of cross-border payments using regulated stablecoins like USDC and EURC.
For Saber, this integration means we can now offer instant fiat off-ramping to businesses globally. In plain English: companies can move USDC through our platform and get local currency in their bank accounts, instantly, 24/7.
Here’s a concrete example: imagine you’re a fintech company that needs to pay out to users in Southeast Asia. Traditionally, you’d need to maintain relationships with banks in multiple countries, deal with pre-funding requirements, and wait for business hours in each timezone. With our CPN integration, you can settle payments using USDC and we handle the conversion to local currency whether that’s Indian Rupee, Philippine pesos, Euros, or any other currency we support.
Why We Did This
The traditional cross-border payment system involves multiple intermediaries, each taking a cut and adding delays. For businesses trying to operate globally, this is frustrating and costly.
Consider what happens when you send money internationally through traditional banking. Your payment goes through your bank, which connects to a correspondent bank, which connects to another correspondent bank, which finally reaches the recipient’s bank. Each step adds time, fees, and potential points of failure. The whole process can take 3-5 business days, and you’re paying premium fees for the privilege of waiting.
Stablecoins solve many of these problems. They move at internet speed, work around the clock, and cost pennies compared to wire transfers. But there’s been a missing piece: the ability to seamlessly convert these stablecoins into local currencies when needed.
That’s the problem we’ve been focused on solving at Saber. We’ve built the on-ramp and off-ramp infrastructure, but connecting to a network like CPN takes this to another level. It’s about giving businesses access to a global payment network that actually works the way modern commerce demands.
That’s where CPN comes in. It enables seamless connectivity to domestic real-time payment systems worldwide. It does so while upholding the compliance, security, and trust required for financial institutions to meet their regulatory obligations.
Our participation in CPN helps unlock programmable payments with stablecoins like USDC and EURC.
What Changes for Other Participants on CPN
If you’re currently integrated with CPN, here’s what this means for you:
Newer corridors: Access corridors like India (INR), Philipines (PHP), and others.
Lower costs: Fewer intermediaries mean lower fees.
Better liquidity access: Enhanced access to USDC liquidity.
24/7 operations: No more waiting for Monday morning to complete a payment.
Whether you’re running a remittance company, managing payroll for remote teams, or handling treasury operations, these improvements make your job easier.
The Bigger Picture
We strongly believe stablecoins are fundamentally changing how money moves across borders, and this integration with CPN is an important step in this transformation.
The global payment infrastructure is evolving. Legacy systems were built for a different era, one where payments moved slowly because information moved slowly.
That’s no longer true. Yet many businesses are still stuck with payment rails from the 1970s.
The shift to stablecoin-based infrastructure isn’t just theoretical anymore. We’re seeing it happen in real-time. Companies are choosing stablecoins for international payments because they work better, cost less, and are more transparent than traditional options.
CPN provides a compliant, seamless, and programmable platform for payments on the internet. It unifies disparate payment networks and local currencies, enabling 24/7 real-time settlement using stablecoins. This matters because businesses operate globally and 24/7, even if banks don’t.
We’re working with CPN to bring real-time stablecoin settlement to more businesses and regions, with seamless fiat payouts.
What’s Next
This integration strengthens our payment solutions across remittances, payroll, and fintech sectors. We’re excited to work with companies that want to join the new digital economy and need reliable infrastructure to do it.
Saber is licensed and registered in over 8 countries, including India (FIU), UK (S21), EU (VASP), Canada (MSB), US (MTL) and Australia (AUSTRAC). We’ve built our platform with compliance and security as core features, not afterthoughts.
If you’re interested in learning more about how Saber can help your business move money globally, reach out to me at edul@saber.money.